“Apples to Apples” comparisons are what most people believe they want when they are shopping for Home  Insurance.  The idea is good.  People want to make sure they are getting at least the same coverage they had when comparing policies.

At the Steve Bedgood Agency we start by making sure they have good apples to start with.

More important than just comparing one policy to another,  we need to compare what coverage they have to what they actually need should they experience a loss.

For example, with the housing market being the way it is, people are bragging about the “good deals” they are getting on homes.  It is a definitely a great time to buy a home. However, a person insures the home for just what he bought it for, he won’t be able to rebuild his home for that low price.

Liability is another area where people could be underinsured. So rather than just trading your policy for another, cheaper one, let’s make sure you really have everything covered that you feel is important to cover and cover them for the proper amount.

As an agent, there is a concern I have that other agents may not worry about. That is, if the home or car isn’t insured properly, it’s me the client will be calling, personally. It’s in my best interest to do the job right for my clients the first time and every time.

If you would like to make sure that you have your home insured properly, feel free to give me a call at (231) 744-9099 or start by a visit to www.muskegonhomeinsurance.com.

Just as it has been said that “Necessity Breeds Invention”, it can also be said that in hard times people who are looking for them can find great opportunities.

I’m not speaking of those with money who swoop down and buy some poor peoples homes at auction, I’m talking about people who create new opportunity for themselves.

I’m talking about the man or woman who gets let go from a job and begins to figure out they may be able to stand on their own two feet. They start to take stock of themselves, their network of friends and their resources. They make some decisions about how they want their life to turn out and then start to make it so.

What’s the difference between this person and the person who gets laid off, takes the maximum unemployment and then complains about the last company, the government, their lack of money etc.?

It’s attitude.

I’m not saying it’s easy to look at a bleak future and think only of the possibilities. I’m saying it is essential. No one who ever achieved anything great did it without setbacks. Blaming others or your circumstance will not help. The beginnings of fortunes are being made right now. Look for opportunities. Be willing to do something new. Read some self-help books. Ask people you trust and respect what they think you may be good at. Be careful who you get your advice from. Find people who are already successful to get advice from.

If I can help you “not participate” in this recession, I’d be glad to communicate with you. You can visit www.muskegoninsuranceagent.com or e-mail me at steve.bedgood@gmail.com