“Apples to Apples” comparisons are what most people believe they want when they are shopping for Home  Insurance.  The idea is good.  People want to make sure they are getting at least the same coverage they had when comparing policies.

At the Steve Bedgood Agency we start by making sure they have good apples to start with.

More important than just comparing one policy to another,  we need to compare what coverage they have to what they actually need should they experience a loss.

For example, with the housing market being the way it is, people are bragging about the “good deals” they are getting on homes.  It is a definitely a great time to buy a home. However, a person insures the home for just what he bought it for, he won’t be able to rebuild his home for that low price.

Liability is another area where people could be underinsured. So rather than just trading your policy for another, cheaper one, let’s make sure you really have everything covered that you feel is important to cover and cover them for the proper amount.

As an agent, there is a concern I have that other agents may not worry about. That is, if the home or car isn’t insured properly, it’s me the client will be calling, personally. It’s in my best interest to do the job right for my clients the first time and every time.

If you would like to make sure that you have your home insured properly, feel free to give me a call at (231) 744-9099 or start by a visit to www.muskegonhomeinsurance.com.